Your secret decoder ring for reaching credit union decision-makers.

You know how much you have to offer credit unions and their members.

Yet connecting with C-suite executives is like being on the wrong side of a two-way mirror: They may look like they’re within reach, but they might as well be on the dark side of the moon for all the access you have.

Fintech business meeting

Constellation brings fintechs and credit unions together so both groups get what they need. Our open development platform allows fintechs to create much-needed digital banking technologies, freeing credit unions from having to rely on a single provider for all their digital needs.

Fintech Coder

Once you develop content on our platform, you’re ready for every credit union in our ecosystem. If it’s created with us, it’s ready for them.

You get the secure connections you need for member authentication, access to member data through a simple API, backend connectivity, access to our entire ecosystem of developers and credit unions, plus easier UI development using the Constellation Tile Developer Toolkit. The Toolkit gives you access to Onsen UI, JQuery, Bootstrap, and the Constellation Application Container API.

For Kinecta, it’s simply being ‘The Master of our Own Destiny’ – having the ability to provide the features our members want, without relying/waiting on legacy vendors. With Constellation we can entertain any Fintech capability as part of the platform, and our members can take advantage of a plethora of services with one secure and single sign on! The possibilities are endless.
Sharon Moseley
Kinecta Federal Credit Union
Want to know what it takes to integrate and deliver your services on Constellation? Here’s a quick look at our spectrum of reusable tech.


  • Ajax Calis
  • SSO – Client Side
  • Server driven UI


  • React Component
  • Angular
  • Native SDK
  • Theming engines


  • Javascript
  • Less
  • CSS
  • HTML
  • jQuery
  • Web API
  • SSO – via Server
  • Js libraries/SDK

Meet the Fintech

Ciphertext Solutions

Ciphertext Solutions is a financial technology software company that provides innovative solutions in the area of Digital Issuance, Virtual Card Management Artificial Intelligence and Business Intelligence Reporting. We understand what it takes to provide a better member experience.

Top Developers

Ready to work together? Join our growing list of top developers in the industry.