Season 1 | Episode 14

In this pivotal episode of The Fintech Combine, host Kris Kovacs engages with three credit union technology leaders to unravel the intricate “Build vs. Buy” decision-making process that shapes the digital landscape of community-based financial institutions. Our guests, David Elliott of NASA Federal Credit Union, Willis Chang from Kinecta Federal Credit Union, and Al Pitcher of TwinStar and Northwest Community Credit Unions, share their seasoned perspectives on choosing between developing in-house solutions and purchasing external services. This discussion delves into considerations such as cost, speed to market, the importance of partnerships, and the strategic advantage of integration capabilities. Whether you’re an executive plotting your institution’s next big move or a fintech enthusiast keen on the latest trends, this episode offers invaluable insights into steering technology strategies towards success.